Profitable.
Integrated.
Secure.

Every bank should be a node in the new financial network. A+ is a turnkey solution for regulated financial institutions to issue a GENIUS compliant stablecoin on Ethereum.

Our infrastructure enables banks to earn yield, on/offramp customers to the $USDA+ stablecoin, and access an interoperable network.

Unlike white label solutions, A+ allows issuers to share liquidity, and benefit from uniform security and brand. Banks mint into the stablecoin ticker $USDA+ which will be interoperable with a global network and all of DeFi.

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Economics
Brand
Liquidity
Stake
Risk Model
Circle/tether
No reserve yield, may pay fees
You distribute their brand
High
None
Concentration risk. Opaque.
Bank built
100% yield
Limited to bank recognition
Isolated. No interoperability
All of small pie
Full operational burden
White-Label
M0, Agora, Paxos
Revenue share + platform fees
Limited to issuer recognition
Fragmented across platform. Some stacks share.
None
Vendor dependency
A+
100% reserve yield. Economies of scale in shared infra.
Co-branded network: A+ BankName
High. Cross-bank fungibility.
Shared Ownership
Distributed across regulated member network

Circle/Tether

Economics
No reserve yield. May pay fees.
Brand
You distribute their brand.
Liquidity
High
Stake
None
Risk Model
Concentration risk. Opaque.

Bank Built

Economics
100% yield
Brand
Limited to bank recognition
Liquidity
Isolated. No interoperability.
Stake
All of small pie
Risk Model
Full operational burden

White-Label (M0, Agora, Paxos)

Economics
Revenue share + platform fees
Brand
Limited to issuer recognition
Liquidity
Fragmented across platforms. Some stacks share.
Stake
None
Risk Model
Vendor dependency

A+

Economics
100% reserve yield. Economies of scale in shared infra.
Brand
Co-branded network: A+ BankName
Liquidity
High. Cross-bank fungibility.
Stake
Shared Ownership
Risk Model
Distributed across regulated member network